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Health Insurance Exchanges On the Horizon

September 25, 2013

On October 1, 2013, millions of Americans can shop for health insurance in a new way through their respective health insurance exchange programs. According to a report released last week by the Department of Health and Human Services (HHS), 56 percent of the people in the U.S. who don’t have health insurance today may be able to get coverage through the Health Insurance Marketplace for less than $100 per month.

Open enrollment starts on October 1, 2013, offering consumers a number of coverage options with at different prices. Open enrollment ends March 31, 2014. With enrollment before the end of the year, coverage could start as soon as January 1, 2014.

For many, this will be their first time purchasing health insurance and weighing the options may seem challenging. To help consumers make those important choices, PFCD has posted a checklist for choosing the most appropriate health plan along with a paper describing the exchanges, different subsidy levels and other important details about the exchanges.

Having access to meaningful healthcare coverage is vital to health improvement, particularly for the one in two Americans living with a chronic disease. We encourage you to look over these materials and share them with others.

PFCD will continue to keep you informed as the Marketplace unfolds.